* f f $ 00 o 5 s t s o c g n i s clo at Now’s the time to buy or refi! Apply April 21st - June 30th for a home loan or refinance your current home loan, and get $500 off the closing costs! This offer makes NOW the perfect time to make your move! Contact any First Citizens Home Loan Expert at 800-423-1602 for details or to apply. You can also apply online at Don’t delay ~ apply today! FIRST CITIZENS BANK *Offer valid on a new home loan when you have an investment account, bank account, current home loan (and are refinancing), or any other installment loan with First Citizens Bank. Some exclusions apply. Cannot be combined with any other offer. Is subject to credit approval. First Citizens reserves the right to end this offer at any time. Member FDIC. MASON CITY | CHARLES CITY NEW HAMPTON | OSAGE CLARION | KANAWHA LATIMER | MORA

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