The U. S. Department of Veterans Affairs is partnering with Delta Dental and MetLife to allow eligible veterans, plus family members receiving care under the Civilian Health and Medical Program (CHAMPVA), to purchase affordable dental insurance, which began Nov. 15.
More than 8 million veterans who are enrolled in VA health care can choose to purchase one of the offered dental plans. The three-year pilot has been designed for veterans with no dental coverage, or those eligible for VA dental care who would like to purchase additional coverage. Participation will not affect entitlement to VA dental services and treatment.
There are no eligibility limitations based on service-connected disability rating or enrollment priority assignment. People interested in participating may complete an application online through either Delta Dental, www.deltadentalvadip.org, or MetLife, www.metlife.com/vadip beginning Nov. 15. Coverage for the new dental insurance will begin Jan. 1, 2014, and will be available throughout the United States and its territories.
Also eligible for the new benefits are nearly 400,000 spouses and dependent children who are reimbursed for most medical expenses under VA’s CHAMPVA program. Generally, CHAMPVA participants are spouses, survivors or dependent children of Veterans officially rated as “permanently and totally” disabled by a service-connected condition.
Dental services under the new program vary by plan and include diagnostic, preventive, surgical, emergency and endodontic/restorative treatment. Enrollment in the VA Dental Insurance Plan (VADIP) is voluntary. Participants are responsible for all premiums, which range from $8.65 to $52.90 per month for individual plans. Copayments and other charges may apply.
Coverage for VADIP dental services will be provided in the United States and its territories. Both insurance providers offer care nationwide.
Coverage will begin depending on when you apply for the program, but no sooner than Jan. 1, 2014. Dental coverage is available through the contracted period of the pilot unless the program is extended or made permanent.
The initial participation period will be at least 12 calendar months. Afterward, beneficiaries can renew their participation for another 12-month period or be covered month-to-month, as long as the participant remains eligible for coverage and VA continues VADIP.
The contracted insurance carriers must accept all eligible beneficiaries who request
participation. Eligible individuals interested in participating in VADIP may apply by mail, online or by phone. For details, visit www.va.gov/healthbenefits/VADIP.