Details for AMBER AD There’s a first time for everything. Your first bike ride, first day of school, first job – and finally your first home. A loan from U.S. Bank insured by FHA gives you flexibility with a low down payment and the stability of a fixed rate. – Down payment as low as 3.5% of the loan amount – Gift funds may be used for down payment – Competitive fixed rate Call today to learn more. AMBER THEOBALD Mortgage Loan Originator Mason City 641.494.2164 NMLS#: 412057 Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit to learn more about U.S. Bank products and services. Mortgage and Home Equity Products are offered through U.S. Bank National Association. Deposit Products are offered through U.S. Bank National Association. Member FDIC. ©2018 U.S. Bank 160223 2/18

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